You've got questions. We've got answers.

How does being pregnant affect my life insurance application?

How do I decide on a coverage amount?

What is the application process?

Is my quoted price guaranteed to be my actual price?

Is there a benefit to buying now vs. waiting until later?

Why did my application need additional review by an underwriter?

Will I need to get a medical exam?

Will my premiums increase during my term life insurance policy?

Who can I contact if I need help?

How do you make coverage decisions without a medical exam?

How do my beneficiaries file a claim?

Are there special features or riders in Nationwide Life Essentials?

Can you build cash value with Nationwide Life Essentials?

How do I access my policy?

What is the difference between term life insurance and accidental death insurance?

Can non-U.S. citizens apply for Nationwide Life Essentials?